Automobile Financing

Automobile Financing

Affordable prices are simply the start. We result in the buying that is entire easier.

Your car loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our professionals will discover the vehicle you prefer at a price that is great. Begin right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re re payments.

Brand Brand Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car finance rates only 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your car or truck and negotiate outstanding cost

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, private celebration, and even purchase a lease out
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a fantastic cost


Car Loan Refinancing

Trade-in your loan for a much better one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
  • Loans as much as 125percent associated with Kelley Blue Book value (if you owe a lot more than your vehicle may be worth )
  • Save well on your price by refinancing automobile financing off their finance institutions

Finance Calculator

Exactly exactly exactly exactly exactly How much automobile can we manage?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

«I’m to my 3rd Patelco car loan and I also could not give consideration to attempting someone else. The consumer solutions is amazing!»

MORE OPPORTUNITIES FOR LOTS MORE EVERYONE

«I happened to be assisted with a car loan and buy distribution. It had been the most readily useful experience – We never ever knew it existed.»

THERE THROUGH DOWNS AND UPS

«we desperately required a brand new automobile, but had small cash to place straight down. Patelco never ever hesitated to assist me personally.»

Shop the means you would like

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you prefer and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, store and finance your ca r all within one destination.

You are invited to the automobile purchase

keep tuned in for information on upcoming vehicle purchase occasions.

Details not far off

Safeguard your r that is new >

Professional agents will discover you the best insurance coverage and security solutions during the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web page shall make you keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party web web web internet sites may provide a privacy that is different and amount of protection. Please consult the web site’s privacy for extra information. Patelco Credit Union will not lawfully express the operator for this web web web web site or the Patelco user, if the two access a deal. We have been additionally perhaps perhaps perhaps maybe perhaps perhaps not lawfully accountable for accessibility, viewpoints, items, or solutions expressed or offered on the website you will be planning to go to.

1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of base prices and discounts that rely on facets such as for example credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and will be because high as 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are maybe maybe maybe maybe not deposits of Patelco Credit Union and therefore are perhaps maybe not insured because of the NCUA. They’re not guaranteed in full by Patelco Credit Union and will be at the mercy of danger. Any insurance coverage needed as a condition of a expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions that can be bought from a realtor or an insurance coverage business for the user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints might be filed using the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Percentage Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price will differ according to credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate only on Enterprise automobile product product first payday loans Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can not be along with every other offer apart from those placed in this ad.