Is banking secure that is mobile? We’re focused on the security and safety of the information. A number of security features have been built into our mobile banking services to ensure the security of your account information
- Protected login: The mobile software calls for safe login for access. Nobody has the capacity to access your bank account information without once you understand your username that is unique and.
- Information encryption: for the security, only restricted information, such as for example your bank account nicknames and balances, is saved on your own smart phone. All your account information resides at Sallie Mae, just like online banking. All information put into storage space on your own mobile is encrypted it’s only accessible with your PIN before it’s stored and. This means that if the device that is mobile is or taken the info saved by the applying in your unit is unreadable.
Wemagine if I lose or exchange my smart phone? In the event that you lose or substitute your smart phone, you’ll merely need certainly to re-download the mobile application.
What exactly is Sallie Mae e-deposit? Sallie Mae e-deposit (also referred to as remote deposit) enables you to conveniently make deposits electronically together with website link your iPhone ® or Android os ™ Smartphone. To produce a deposit, you’ll need certainly to take front and back photos for the product. Camera and check pictures are firmly prepared exactly like a paper check. Checks deposited after 3:00 p.m. ET. Won’t be processed before the next working day. Standard hold times for check deposits use.
How do you make use of e-deposit? To create a deposit along with your iPhone ® or Android os ™ Smartphone, you must first download our application. When logged directly into your bank account through the app, you’ll be expected to just just take front and back images of one’s check. You will need to find the take into account the deposit and verify the deposit quantity.
What are the forms of checks we can’t deposit through e-deposit?
You can’t deposit
- Cash sales
- Third-party checks
- Foreign checks
- Starter checks
We also can’t accept
- Checks with obvious alteration to your associated with the industries from the front regarding the check or product
- Checks formerly changed into a check that is substitute
- Checks being remotely developed
- Checks not payable in united states of america money
- Traveler’s checks or cash instructions
- Checks dated significantly more than 6 months ahead of the date of deposit
- Checks forbidden by our present procedures for Sallie Mae mobile banking or that are otherwise perhaps perhaps not appropriate beneath the regards to your account(s). This can include checks that you understand or suspect are fraudulent or else maybe perhaps maybe not authorized by the master for the account on that your check is drawn.
Do you know the instructions for making use of e-deposit? There are many instructions to bear in mind when utilizing e-deposit on your iPhone ® or Android ™ Smartphone:
- Be sure you have actually strong mobile sign energy.
- You have to endorse your check as «For mobile deposit only, Sallie Mae banking account number».
- Whenever taking photos of one’s check, ensure that the check is wholly in the framework and therefore the photo isn’t blurry or distorted.
- Please remember, you can’t deposit checks to a certification of Deposit account.
Is e-deposit secure? Yes, our e-deposit is safe. Our web site and application feature numerous levels of safety including password security, internet fire walls, and encryption.
Exactly why is my mobile application ‘timing away’? If for example the smart phone sign power is weak, options that come with our mobile application might break. Make certain you have actually strong sign energy when depositing checks with e-deposit.
What are the results to my checks when I deposit them? Each time a check is deposited with e-deposit, the pictures regarding the front and straight back of this check are prepared as though the product had been a paper check brought set for deposit. As soon as your funds can be found in your bank account, mark the real checks as “Void” and shop it in a protected location. Retain checks for a time period of thirty days after that you will destroy them by any suitable technique (as an example utilizing a shredder), to be sure they may be maybe perhaps perhaps not re-deposited. Cross-cut shredding is highly suitable for check destruction.
Exactly exactly just How can I be notified if my e-deposit is not accepted? You’ll receive a note once you distribute your verify that your e-deposit is not accepted. All checks could be subject to further review. If there’s an issue along with your e-deposit by email after you submit it, we’ll notify you. We advice until you see the deposit post to your account that you keep all checks you submit for e-deposit. As soon as your funds can be found in your bank account, mark the real checks as “Void”, and destroy them by any suitable technique (as an example employing a shredder), which will make certain they’re perhaps perhaps perhaps not re-deposited.
Sallie Mae e-deposit restrictions Deposits via e-deposit are restricted to the next maximums: E-deposit day-to-day deposit restriction ($)
- Total buck quantity: $5,000.00
- Final number of deposits: 5 deposits
- E-deposit deposit that is weekly ($)
- Total buck quantity: $5,000.00
- Final number of deposits: 5 deposits
- E-deposit deposit that is monthly ($)
- Total buck quantity: $20,000.00
- Final amount of deposits: 10 deposits
